N26 vs Revolut (2026)

Verdict

Choose N26 if you need a real EU bank account with deposit protection. Choose Revolut if you want more features and a better app experience.

N26 and Revolut both target European expats, but have different approaches. N26 is a proper EU bank; Revolut is a feature-packed fintech.

N26 logo N26

The bank you'll love. Built for Europe, made for modern life.

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Revolut logo Revolut

The all-in-one financial super app for travellers and expats.

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Feature comparison

Feature N26 Revolut
Apple Google Pay Yes Yes
Atm Withdrawals 3 free/month (Standard) Up to €200/month free
Free Account Yes (N26 Standard) Yes (Standard plan)
Multi Currency EUR + foreign currency spending 30+ currencies
Overdraft Yes (Flex credit)
Spaces Yes (sub-accounts)
Crypto Yes
International Transfers Yes, low fees
Stock Trading Yes
Virtual Cards Yes
N26 logo N26 Get started →
Revolut logo Revolut Get started →