N26 vs Revolut (2026)

Choose N26 if you need a real EU bank account with deposit protection. Choose Revolut if you want more features and a better app experience.

N26 and Revolut both target European expats, but have different approaches. N26 is a proper EU bank; Revolut is a feature-packed fintech.

N26

The bank you'll love. Built for Europe, made for modern life.

Revolut

The all-in-one financial super app for travellers and expats.

Feature comparison

Feature	N26	Revolut
Apple Google Pay	Yes	Yes
Atm Withdrawals	3 free/month (Standard)	Free in EUR within EEA; up to 5x or €200/month free elsewhere
Free Account	Yes (N26 Standard)	Yes (Standard plan)
Multi Currency	EUR + foreign currency spending	30+ currencies
Overdraft	Yes (Flex credit)	—
Spaces	Yes (sub-accounts)	—
Business Account	—	Yes (Revolut Business)
Crypto	—	Yes
International Transfers	—	Yes, low fees
Stock Trading	—	Yes
Virtual Cards	—	Yes

N26 Get started →

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