N26 Review 2026

The bank you'll love. Built for Europe, made for modern life.

Full banking license Deposit protected up to €100,000
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Quick verdict

The bank you'll love. Built for Europe, made for modern life.

Key Features

FeatureDetails
Apple Google Pay Yes
Atm Withdrawals 3 free/month (Standard)
Free Account Yes (N26 Standard)
Multi Currency EUR + foreign currency spending
Overdraft Yes (Flex credit)
Spaces Yes (sub-accounts)

Available in

AT, BE, DE, DK, ES, FI, FR, IE, IT, NL, NO, PL, PT, SE

Quick facts

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