Revolut vs Wise (2026)

Verdict

Choose Revolut if you want an all-in-one app with budgeting, crypto and investments. Choose Wise if international transfers with the real exchange rate are your priority.

Revolut and Wise are the two most popular financial apps for expats in Europe. Both offer multi-currency accounts and cheap transfers — but they serve different needs.

Revolut

The all-in-one financial super app for travellers and expats.

Open account →

Wise

The cheap, transparent way to send and hold money internationally.

Open account →

Feature comparison

Feature	Revolut	Wise
Apple Google Pay	Yes	Yes
Atm Withdrawals	Free in EUR within EEA; up to 5x or €200/month free elsewhere	2 free/month up to €200
Business Account	Yes (Revolut Business)	Yes
Crypto	Yes	—
Free Account	Yes (Standard plan)	Free to open
International Transfers	Yes, low fees	Yes, real mid-market rate
Multi Currency	30+ currencies	50+ currencies
Stock Trading	Yes	—
Virtual Cards	Yes	Yes
Debit Card	—	Yes (one-time fee)

Revolut Get started →

Wise Get started →