Best Bank for Non-Resident Needing an EU IBAN

Need a European IBAN but don't live in the EU yet? Some banks let you open an account without a local address or proof of residence.

Top picks

Bunq

Dutch banking license, full EU IBAN, open without local address.

Review Open →

Monese

Designed specifically for people without a local address or credit history.

Review Open →

Wise

EUR account with IBAN, available in most countries without local address.

Review Open →